ACADEMIC QUALIFICATIONS

BE/BTech: National Institute of Technology Silchar

MBA/PGDM: Indian Institute of Management Nagpur

PROFILE SUMMARY

Dynamic management professional with a robust background in banking, consulting, and technology-driven operations. Proven expertise in strategic planning, business development, client relationship management, and data-driven decision-making. Adept at leading cross-functional teams, driving end-to-end process integration, workflow optimization, and operational excellence across large-scale projects.

CONSULTING EXPERIENCE

2 years

EXPERIENCE HIGHLIGHTS

ICICI Bank LimitedManager – 1, Business Banking 5-6-2025 – 21-1-2026- Conducted in-depth credit analysis of corporate borrowers using financial statements including Balance Sheet,Profit and Loss statements and credit monitoring.- Evaluated borrower creditworthiness through ratio analysis, trend analysis, and benchmarking against industry standards and historical performance.- Managed a high-value SME portfolio of up to Rs 250 crore, driving client retention and acquisition initiatives to expand market presence and achieve portfolio growth targets.- Built Financial Models and performed detailed cash flow analysis to assess repayment capacity, liquidity position, and sustainability of operations- Prepared comprehensive credit reports summarizing financial performance, key risks, mitigants, and final credit recommendations for approval committees- Oversaw the full credit lifecycle from proposal initiation to disbursement, coordinating cross-functional teams across risk, legal, technical, and operations to ensure timely execution.- Identified early warning signals such as declining margins, rising leverage, working capital stress, and inconsistent cash flows.- Implemented structured monitoring and follow-up mechanisms to ensure timely recoveries, proactively mitigate risks, and minimize slippages into NPAs.- Leveraged CRM tools to track client interactions, manage follow-ups, and maintain accurate documentation, enabling data-driven decision-making and consistent service delivery.- Coordinated internal and external stakeholders, mentored junior team members, and streamlined processes to improve turnaround times and operational efficiency.

Bristlecone India LimitedAssociate Consultant 25-11-2021 – 16-6-2023- Proactively managed scope changes for projects and strategic initiatives, ensuring alignment with objectives while tracking milestones and deliverables within Scope and Time.- Proficient in Project planning, Scheduling, Task management, and Resource coordination to meet project objectives.- Drive planning from time to time to discuss and align with different stakeholders on the project timeline and dependency.- Prepared and maintained monthly business reviews (MBRs), project documentation and status reports, ensuring timely communication of KPIs, progress on goals and actionable insights to stakeholders.- Coordinated and onboarded 20+ global retailers and suppliers to understand their integration requirements, resolve operational issues, and maintain strong business relationships.- Partnered with client teams to understand pain points, provided tailored solutions for document flow and system errors, and ensured seamless business continuity across trading partners.- Supported customer management processes, driving process automation initiatives and reducing costs while improving service delivery.- Monitored high-volume production data flows of 1000+ files, established error-resolution processes for transactional discrepancies and ensured timely, error-free exchanges across platforms.- Collaborated with cross-functional teams across product, engineering, and sales, enhancing team synergy.- Oversaw deployment and utilization of tools like JIRA, Jenkins, Routing Manager, FTP to streamline EDI operations and ensure operational resilience.- Developed comprehensive monitoring of risks, issues, dependencies, contingency plans, and resources to remove roadblocks.- Served as the primary liaison for client escalations, coordinated with stakeholders to resolve integration challenges, and strengthened long-term client relationships.- Led end-to-end execution of high-value programs, resulting in improvement of project delivery timelines through setting up proper Agile process.- Implemented monitoring practices, managed exception handling, and ensured integration processes adhered to enterprise standards and client SLAs.- Reduced the number of defects per project by diligently monitoring features. Maintained the RACI matrix throughout the project cycles to assign tasks and establish accountability.- Devise project goals and implement change management strategies to measure project success by continually assessing the project objectives.- Mentored and trained new joiners, building team capability and knowledge-sharing practices for sustainable project delivery.

Hindustan Zinc LimitedGET – Electrical Engineer 1-3-2021 – 5-5-2021- Acquired in-depth knowledge of electrical power flow systems, relays, and circuit breakers, applying learnings to support safe and efficient operations.- Gained hands-on understanding of solar power plant operations, contributing to insights on renewable integration in industrial power systems.- Received structured training on underground electrical distribution, enhancing awareness of large-scale industrial power management practices.- Led and supervised a team of 4 junior engineers, guiding project tasks, ensuring safety compliance, and fostering technical skill development.- Completed and implemented industry-standard safety training protocols, promoting a secure workplace culture and ensuring adherence to organizational safety norms.

Sahay Consultancy GroupSummer Intern 5-4-2024 – 5-6-2024- Led Go-To-Market strategy development through comprehensive market research and industry analysis, driving informed decision-making.- Identified and recommended expansion into 5 new states for the residential rooftop solar segment, enabling strategic business growth.- Directed end-to-end planning across marketing, budgeting, sales, and operations, ensuring alignment with organizational objectives.- Established and strengthened stakeholder relationships by engaging 30 dealers for partnerships, successfully onboarding one, and enhancing customer satisfaction by resolving 9 critical cases out of 30.- Supported organizational scale-up by assisting in recruitment and establishing 2 new regional teams to accelerate business expansion.